Common Questions
How much does Restore360 Credit cost?
The Restore360 Credit Program is a comprehensive $647 investment in your financial future. This includes personalized credit analysis, a customized dispute strategy, and up to 12 months of ongoing support.
How long does the program last?
Our program is designed to provide up to 12 months of continuous support. This allows us to monitor your progress and adjust your strategy as needed to ensure long-term credit improvement.
Do you guarantee results?
We do not guarantee specific score increases or deletions. Our team provides professional dispute support and education, but outcomes vary based on the accuracy of the information and your credit history.
Can you guarantee that an account will be deleted?
While we prepare professional dispute letters, we cannot guarantee that any specific account will be deleted. The decision to remove or verify information rests with the credit reporting agencies.
Will my credit score increase?
Improving your credit score is a gradual process. We provide strategies to improve utilization and payment history, which can lead to a higher score over time with consistent positive credit-building habits.
How does the dispute process work?
We begin by reviewing your credit report to identify inaccurate or questionable information. Our team prepares customized dispute letters for you to submit to the credit bureaus for removal or verification.
Do I need credit monitoring?
We recommend that you continue to monitor your credit reports independently. Our team provides guidance on utilization and payment history, but you are responsible for reviewing your own reports.
Who mails the dispute letters?
Our team prepares all dispute correspondence. We mail the letters directly to the credit bureaus on your behalf to ensure your dispute is properly filed and processed.
How quickly will I see results?
Results vary. You may see improvements in your credit utilization or payment history within a few weeks of enrolling. However, significant score increases typically take several months of consistent positive activity.
Can Restore360 help me prepare for buying a house or car?
Yes, we provide the strategies needed to qualify for a home or vehicle. Our team offers guidance on credit utilization, payment history, and long-term credit improvement to help you meet lender requirements.
What does the credit education program include?
Our credit education program includes personalized guidance, credit-building recommendations, and access to our monthly progress reviews. We also provide educational resources and virtual classes to empower your financial journey.